First Horizon Q4 adjusted EPS beats expectations

First Horizon

15/01/2026 11:41

Overview

Regional financial services firm's Q4 adjusted EPS beat analyst expectations

Q4 net income available to common shareholders grew 1% to $257 mln compared with Q3 2025

Full year 2025 net income rose 29% to $956 mln, driven by revenue strength

Outlook

First Horizon aims to deepen client relationships and maximize revenue opportunities in 2026

First Horizon did not provide specific financial guidance for 2026

Result Drivers

REVENUE STRENGTH - Co attributed full year 2025 net income growth to strong revenue performance

CREDIT PERFORMANCE - Effective credit performance was a key driver of adjusted FY NIAC growth

STRATEGIC EXECUTION - Consistent execution of strategy contributed to earnings growth in FY 2025, per CEO Bryan Jordan

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted EPS
Beat
$0.52
$0.46 (19 Analysts)
Q4 EPS
$0.52
Q4 Net Income
$257 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 10 "strong buy" or "buy", 10 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for First Horizon Corp is $27.00, about 12.3% above its January 14 closing price of $24.05

The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release: ID:nPnZRHTSa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)