First Northern Community Bancorp's Q4 net income rises 2.3% on wider interest margin

First Northern Community Bancorp

30/01/2026 24:57

Overview

Community bank's Q4 net income rose 2.3% yr/yr to $6 mln

Net interest margin improved to 3.85% from 3.60% a year earlier

Outlook

Company announces 5% stock dividend payable March 25, 2026

Result Drivers

COMMERCIAL LOANS - Growth in commercial loans drove a 0.4% increase in total net loans, despite reductions in other loan categories

NET INTEREST MARGIN - Improvement in net interest margin to 3.85% was driven by higher yields on loans and securities, with disciplined deposit pricing

SHAREHOLDER EQUITY - Shareholder equity rose 20.2% due to increased retained earnings and fair value of investments

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.36
Q4 Net Income
$6 mln
Q4 Net Interest Margin
3.85%


Press Release: ID:nBwb7M5M6a

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)