First US Bancshares' Q3 net income rises to $1.9 mln on loan growth

First US Bancshares

29/10/2025 20:31

Overview

First US Bancshares Q3 net income rises to $1.9 mln from $0.2 mln in Q2

Net interest income increased by 2% compared to Q2 2025

Provision for credit losses in Q3 decreased significantly from Q2

Outlook

Company did not provide specific guidance for future quarters or full year in press release

Result Drivers

CREDIT LOSS PROVISION - Decrease in provision for credit losses due to resolution of issues with two commercial loans and lower net charge-offs in consumer indirect loans

CONSUMER INDIRECT LOANS - Growth in consumer indirect loans, focusing on higher credit score loans for vehicles and trailers

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.32
Q3 Basic EPS
$0.33
Q3 Net Interest Margin
3.60%


Press Release: ID:nPn6DCNdga

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)