Five Star Bancorp Q2 net income rises

Five Star Bancorp

23/07/2025 23:44

Overview

Five Star Bancorp Q2 net income rises to $14.5 mln, up from $10.8 mln yr/yr

Net interest income for Q2 increases, driven by loan growth and improved average yield on loans

Company declares cash dividend

Outlook

Company to open a new office in Walnut Creek market in Q3 2025

Company expects continued growth in business verticals like Food, Agribusiness

Result Drivers

LOAN GROWTH - Net interest income rose driven by loan growth and an improvement in the average yield on loans

DEPOSIT INCREASE - Total deposits grew by $158.3 mln, driven by new account openings

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 EPS
$0.68
Q2 Net Income
$14.51 mln
Q2 Net Interest Income
$36.52 mln
Q2 Net Interest Margin
3.5%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Five Star Bancorp is $32.50, about 6.4% above its July 23 closing price of $30.42

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX5CL4d6

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)