FS Bancorp Q4 net income rises

FS Bancorp

21/01/2026 21:39

Overview

Bank holding company's Q4 net income rose to $8.4 mln, up from $7.4 mln yr/yr

Company repurchased 46,947 shares in Q4, with $4.3 mln remaining for buybacks

Company purchased new office building for $16.1 mln, plans HQ centralization by 2026

Outlook

Company did not provide specific financial guidance

Result Drivers

NET INTEREST INCOME - Increase in net interest income driven by higher interest income on loans receivable, despite increased interest expenses

NONINTEREST INCOME - Increase due to $1.0 million in death benefits from bank-owned life insurance policies

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$1.10
Q4 Net Income
$8.4 mln
Q4 Net Interest Income
$33.6 mln
Q4 Net Interest Margin
4.35%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for FS Bancorp Inc is $44.00, about 5.8% above its January 20 closing price of $41.59

The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nGNX3W6qz2

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)