FVCBankcorp's Q4 net income rises 15%, deposits up 7%

FVCBankcorp

20/01/2026 21:09

Overview

U.S. bank's Q4 net income rose 15% yr/yr to $5.6 mln

Net interest margin improved to 3.05% from 2.91%, eighth consecutive quarterly increase

Total deposits grew 7% yr/yr to $2.00 bln

Outlook

Company did not provide specific financial guidance for future periods

Result Drivers

NET INTEREST MARGIN - Improved to 3.05% for the eighth consecutive quarter, contributing to higher net interest income

LOAN AND DEPOSIT GROWTH - Total loans increased by 4% and deposits by 7%, aiding revenue growth

CREDIT QUALITY - Nonperforming loans decreased by 15%, indicating solid credit quality

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Income
$5.65 mln
Q4 Net Interest Income
$16.93 mln
Q4 Loan Loss Allowance
$18.89 mln
Q4 Net Interest Margin
3.05%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for FVCBankcorp Inc is $15.00, about 4.8% above its January 16 closing price of $14.31

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nBw5m9gQza

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)