Italy's Generalfinance raises 2027 profit forecast

Generalfinance

05/02/2026 18:05

Overview

Italy financial services firm's FY 2025 net profit up 36% to EUR 28.8 mln

Company's turnover grew 28% to EUR 3,871 mln in FY 2025

Flow of loans disbursed at EUR 3,013 mln, up 26% YoY

Outlook

Generalfinance revises 2027 net profit forecast to 37 mln Euro, up 15% from initial plan

Company expects 2027 shareholder return of 52 mln Euro in dividends, up 24%

Generalfinance anticipates 2027 ROE of 38%, up from 34% in initial plan

Result Drivers

LOAN GROWTH - Increase in loan disbursements to EUR 3,013 mln, up 26% YoY, contributed to revenue growth

INTEREST INCOME - Net interest income rose 46% due to loan growth and interest rate dynamics

OPERATING COSTS - Operating costs increased 27% due to headcount growth and strategic investments

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
FY Net Income
EUR 28.80 mln


Analyst Coverage

The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 2 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the corporate financial services peer group is "buy."

Wall Street's median 12-month price target for GeneralFinance SpA is €22.55, about 6% below its February 4 closing price of €24.00

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nBIA9mR8t0

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)