Overview
U.S. bank's preliminary Q4 EPS rose to $1.45, net income increased to $16.3 mln
Net interest margin improved to 3.70% in Q4 2025
Total net loans decreased by 7.1% yr/yr, driven by loan repayments
Outlook
Company plans to continue investing in technology in 2026
Result Drivers
NET INTEREST INCOME - Decreased due to end of income recognition from a terminated interest rate swap, partially offset by reduced interest expense
LOAN REPAYMENTS - Total net loans decreased by 7.1% due to significant repayments in multi-family, construction, and residential loans
ASSET QUALITY - Non-performing assets decreased by $1.5 million
Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
Beat
$1.45
$1.34 (2 Analysts)
Q4 Net Income
Beat
$16.28 mln
$15.07 mln (2 Analysts)
Q4 Net Interest Income
$49.16 mln
Q4 Provision (credit) for credit losses on loans and unfunded commitments
$882,000
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for Great Southern Bancorp Inc is $61.00, about 3.1% below its January 20 closing price of $62.98
The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nGNX4Jvk2W
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)