Brief: Green Dot Q2 Adjusted EPS USD 0.4

Green Dot

11/08/2025 21:05

Overview

Green Dot Q2 2025 revenue rises 24% yr/yr, adjusted EPS beats estimates

Adjusted EBITDA for Q2 beats analyst expectations, driven by cost management

Co raises full-year guidance, citing BaaS momentum and balance sheet improvement

Outlook

Green Dot expects 2025 revenue guidance $2.0 bln-$2.1 bln

Company expects full-year adjusted EBITDA of $160 mln-$170 mln

Green Dot increases 2025 non-GAAP EPS forecast to $1.28-$1.42

Company cites BaaS momentum for improved 2025 outlook

Result Drivers

BAAS MOMENTUM - Increasing demand for Banking as a Service (BaaS) with new partnerships, including Samsung and Credit Sesame, driving revenue growth

BALANCE SHEET OPTIMIZATION - Improved balance sheet performance contributing to financial results

COST MANAGEMENT - Disciplined cost management cited as a factor in achieving higher adjusted EBITDA

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Operating Revenue
$504.18 mln
Q2 Adjusted EPS
Beat
$0.4
$0.18 (3 Analysts)
Q2 Adjusted Net Income
Beat
$22.24 mln
$9.82 mln (3 Analysts)
Q2 Net Income
-$47.02 mln
Q2 Adjusted EBITDA
Beat
$45.42 mln
$27.50 mln (3 Analysts)

Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the consumer lending peer group is "buy"

Wall Street's median 12-month price target for Green Dot Corp is $14.00, about 31.1% above its August 8 closing price of $9.64

The stock recently traded at 7 times the next 12-month earnings vs. a P/E of 7 three months ago

Press Release: ID:nBw80BGZra

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)