Regional bank Hancock Whitney Q3 net income rises to $127.5 mln

Hancock Whitney

14/10/2025 21:11

Overview

Hancock Whitney Q3 2025 net income rises to $127.5 mln, EPS at $1.49

Company repurchased 662,500 shares, reflecting confidence in financial position

Deposits decreased by $386.9 mln, while net interest margin remained stable at 3.49%

Outlook

Company expects low-single digit loan growth in Q4 2025 and year-over-year

Company anticipates low-single digit increase in deposits by year-end 2025

Hancock Whitney remains committed to executing its organic growth plan

Result Drivers

LOAN GROWTH - Loans increased by $134.8 mln, driven by commercial real estate and equipment finance, despite higher payoffs and lower credit line utilization

DEPOSIT DECREASE - Deposits fell by $386.9 mln, attributed to seasonal factors and expected outflows

STABLE NIM - Net interest margin remained stable at 3.49%, supported by favorable asset mix and increased loan volumes

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$1.49
Q3 Net Income
$127.50 mln
Q3 Net Interest Income
$282.30 mln
Q3 CET1 Capital Ratio
14.08%
Q3 Credit Loss Allowance
$341.50 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 6 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Hancock Whitney Corp is $72.00, about 16% above its October 13 closing price of $60.49

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nBw7r4gTDa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)