Hawthorn Bancshares Q2 net income jumps 32% as margins increase

Hawthorn Bancshares

30/07/2025 19:28

Overview

Hawthorn Bancshares Q2 net income rises 31.8% yr/yr to $6.1 mln

EPS for Q2 improves 33% yr/yr to $0.88

Net interest margin increases to 3.89% in Q2 from 3.67% in Q1

Result Drivers

NET INTEREST MARGIN - Improvement driven by higher rates on earning assets and lower deposit costs

EFFICIENCY RATIO - Enhanced due to higher net interest margin and reduced non-interest expenses

ASSET QUALITY - Strong credit quality with non-performing assets improving to 0.35% of total loans

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 EPS
$0.88
Q2 Net Income
$6.10 mln
Q2 Net Interest Income
$16.10 mln
Q2 Net Interest Margin
3.9%


Press Release: ID:nGNXc7HR87

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)