HBT Financial Q4 EPS meets expectations

HBT Financial

26/01/2026 12:14

Overview

Bank holding company's Q4 adjusted EPS meets analyst expectations

Adjusted net income for Q4 slightly missed analyst estimates

Company progressing with merger with CNB Bank Shares, expected Q1 2026

Outlook

Company anticipates merger with CNB Bank to close in Q1 2026

HBT Financial expects strong performance in 2026 due to liquidity and asset quality

Company sees merger enhancing presence in Chicago and St. Louis markets

Result Drivers

LOAN GROWTH - Loans increased by $56.2 mln, driven by new originations in construction, land development, and multi-family segments

DEPOSIT INCREASE - Deposits rose by $12.1 mln, despite moving $50 mln off balance sheet due to strong liquidity

ASSET QUALITY - Asset quality remained strong with nonperforming assets stable at 0.17% of total assets

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted EPS
Meet
$0.64
$0.64 (5 Analysts)
Q4 EPS
$0.60
Q4 Adjusted Net Income
Slight Miss*
$20.14 mln
$20.25 mln (4 Analysts)
Q4 Net Income
$18.94 mln
Q4 Net Interest Income
$50.54 mln


*Applies to a deviation of less than 1%; not applicable for per-share numbers.

Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for HBT Financial Inc is $30.50, about 10.6% above its January 23 closing price of $27.57

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNXNjc27

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)