Hilltop Holdings Q4 income rises, sets new $125 mln buyback program

Hilltop Holdings

29/01/2026 21:54

Overview

Dallas financial holding company's Q4 income rises yr/yr

Company authorized $125 mln stock repurchase program

Outlook

Company says uncertain economic conditions may impact 2026 financial performance

Hilltop focuses on delivering sound results while managing capital in 2026

Result Drivers

CORE LOAN AND DEPOSIT GROWTH - PlainsCapital Bank reported healthy growth in core loans and deposits, contributing to Hilltop's financial performance

OPERATIONAL EFFICIENCY - PrimeLending reduced pre-tax losses by 48% due to operational efficiency improvements despite a challenging home-buying market

STRONG SEGMENT PERFORMANCE - HilltopSecurities achieved $501 mln in net revenue with a 13.5% pre-tax margin, driven by Structured Finance, Wealth Management, and Public Finance

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Income
$42.92 mln
Q4 Net Interest Income
$112.53 mln
Q4 CET1 Capital Ratio (Hilltop)
19.70%
Q4 Pretax Profit
$53.14 mln
Q4 Provision For Credit losses
$7.80 mln


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Hilltop Holdings Inc is $36.00, about 2.2% below its January 29 closing price of $36.80

The stock recently traded at 18 times the next 12-month earnings vs. a P/E of 19 three months ago

Press Release: ID:nBw8BGbyHa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)