Home BancShares Q4 revenue beats expectations, helped by loan growth

Home BancShares

14/01/2026 22:26

Overview

Regional bank's Q4 2025 revenue beat analyst expectations

Adjusted EPS for Q4 2025 met analyst expectations

Adjusted net income for Q4 2025 slightly beat analyst expectations

Outlook

Company expects Mountain Commerce Bancshares acquisition to close in first half of 2026

Result Drivers

LOAN GROWTH - Co experienced $400.2 mln increase in loans during Q4, contributing to revenue growth

INTEREST EXPENSE REDUCTION - Decrease in interest expense contributed to improved net interest margin

LAWSUIT RECOVERY - Non-interest income included $4.9 mln from lawsuit recovery, boosting overall income

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Beat
$282.10 mln
$272.73 mln (8 Analysts)
Q4 Adjusted EPS
Meet
$0.60
$0.60 (9 Analysts)
Q4 EPS
$0.60
Q4 Adjusted Net Income
Slight Beat*
$117.90 mln
$117.69 mln (9 Analysts)
Q4 Net Income
$118.20 mln
Q4 ROE
11.04%


*Applies to a deviation of less than 1%; not applicable for per-share numbers.

Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Home BancShares Inc is $33.00, about 15.3% above its January 14 closing price of $28.61

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release: ID:nGNX6XJBwt

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)