Home Bancorp Q1 net income steady

Home Bancorp

20/04/2026 21:51

Overview

US regional bank's Q1 net income and EPS were nearly flat versus prior quarter

Net interest income rose 1% and net interest margin expanded to 4.16% from the prior quarter

Nonperforming assets increased to 1.12% of total assets in Q1

Outlook

Company did not provide specific financial guidance for the current quarter or full year

Result Drivers

NET INTEREST MARGIN EXPANSION - Co said NIM rose sequentially to 4.16% in Q1, mainly due to lower funding cost for average interest-bearing liabilities

DEPOSIT GROWTH - Core deposits increased $118.1 mln, or 5.4%, in Q1, helping reduce loan to deposit ratio to 90%

HIGHER NONPERFORMING ASSETS - Nonperforming assets rose sequentially to $39.9 mln, or 1.12% of total assets, mainly due to multiple loan relationships moved to nonaccrual status

Company press release: ID:nPnL32TZa

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q1 EPS
$1.45
Q1 Net Income
$11.40 mln
Q1 Net Interest Income
$34.50 mln
Q1 Net Interest Margin
4.16%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Home Bancorp Inc is $65.75, about 1.7% above its April 17 closing price of $64.68

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)