Home Bancorp Q3 net income rises to $12.4 mln

Home Bancorp

20/10/2025 21:36

Overview

Home Bancorp Q3 net income rises to $12.4 mln, diluted EPS increases to $1.59

Company increases quarterly dividend by 7%

Nonperforming assets rise to $30.9 mln, but no losses expected

Outlook

Company did not provide specific guidance for future quarters or full year in its press release

Result Drivers

DEPOSIT GROWTH - Improved deposit growth helped reduce loan-to-deposit ratio to target level

NONPERFORMING ASSETS - Increase in nonperforming assets due to specific loan relationships moving to nonaccrual status

LOAN LOSS PROVISION REVERSAL - Reversal in provision for loan losses due to loan reduction, offset by increased nonaccrual loans

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$1.59
Q3 Net Income
$12.40 mln
Q3 Net Interest Income
$34.10 mln
Q3 Net Interest Margin
4.10%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Home Bancorp Inc is $61.50, about 16.8% above its October 17 closing price of $51.19

The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nPnbtYgYHa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)