Jefferson Capital's Q1 revenue rises 14%, beats estimates

Jefferson Capital

14/05/2026 21:19

Overview

Debt purchaser's Q1 revenue rose 14% yr/yr, beating analyst expectations

Company reported adjusted EPS of $0.73

Company declared quarterly dividend and saw record collections growth, offset by higher servicing costs

Outlook

Company says investment environment remains favorable with elevated consumer credit and portfolio supply

Company says low unemployment supports collection performance and capital deployment

Jefferson Capital says it is well positioned to take advantage of future opportunities

Result Drivers

RECORD COLLECTIONS - Q1 collections rose 19% to $309.9 mln, driven in part by the Bluestem portfolio purchase

PRIOR DEPLOYMENTS - Revenue growth was primarily the result of strong deployments in prior periods

HIGHER SERVICING COSTS - Operating expenses rose due to increased servicing costs, including higher court costs and expenses tied to Bluestem portfolio

Company press release: ID:nGNXlxnxT

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q1 Revenue
Beat
$176.40 mln
$169.17 mln (6 Analysts)
Q1 Adjusted EPS
$0.73
Q1 EPS
$0.61
Q1 Adjusted Net Income
$44.90 mln
Q1 Adjusted Pretax Profit
$58.40 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 7 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the corporate financial services peer group is "buy"

Wall Street's median 12-month price target for Jefferson Capital Inc is $27.00, about 44.7% above its May 13 closing price of $18.66

The stock recently traded at 6 times the next 12-month earnings vs. a P/E of 8 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)