Overview
Ohio financial firm's Q4 net income fell yr/yr; full-year net income rose significantly
Tangible book value per share increased 13.6% yr/yr to $12.45
Outlook
LCNB focuses on disciplined growth and stable asset quality for 2026
Result Drivers
TANGIBLE BOOK VALUE - Increased 13.6% yr/yr due to strong earnings growth and improved unrealized losses on investment portfolio
WEALTH MANAGEMENT GROWTH - Assets increased 12.9% yr/yr, driving record fiduciary income
Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.40
Q4 Net Income
$5.66 mln
Q4 Net Interest Income
$18.26 mln
Q4 Pretax Profit
$6.96 mln
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for LCNB Corp is $16.75, about 0.5% below its January 28 closing price of $16.84
The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago
Press Release: ID:nBw5ssC4Ra
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)