Live Oak Bancshares beats Q4 revenue estimates

Live Oak Bancshares

21/01/2026 21:24

Overview

U.S. financial firm's Q4 revenue rises, beating analyst expectations

Net income attributable to common shareholders increased significantly yr/yr

Company completed sale of Apiture, Inc., resulting in pre-tax gain

Outlook

Company did not provide specific guidance for future quarters or the full year

Result Drivers

LOAN PRODUCTION - Record loan growth across small business and commercial lending teams contributed to strong financial performance

DEPOSIT GROWTH - Strong momentum in building low-cost deposits supported financial results

APITURE SALE - Sale of Apiture resulted in a pre-tax gain of $24.1 mln, boosting equity method investments income

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Beat
$172.91 mln
$144.69 mln (4 Analysts)
Q4 EPS
$0.95
Q4 Net Income
$44.12 mln
Q4 Net Interest Income
$123.12 mln


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Live Oak Bancshares Inc is $42.00, about 14.4% above its January 20 closing price of $36.71

The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release: ID:nGNX2SHfGq

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)