REG - HBOS PLC Lloyds Banking Group - 2022 Annual Report and Accounts

Lloyds BankingAnnouncement

07/03/2023 10:45

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RNS Number : 1567S  HBOS PLC  07 March 2023

 

 

 

            7 March 2023

 

 

HBOS plc Annual Report and Accounts

for the year endED 31 December 2022

In accordance with Listing Rule 9.6.1, HBOS plc announces that the following
document will be submitted today to the National Storage Mechanism and will
shortly be available for inspection at
https://data.fca.org.uk/#/nsm/nationalstoragemechanism
(https://eur02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fdata.fca.org.uk%2F%23%2Fnsm%2Fnationalstoragemechanism&data=04%7C01%7CHannah.Boore%40lloydsbanking.com%7Cf478194d493f4e2a726008d8da6543d3%7C3ded2960214a46ff8cf4611f125e2398%7C0%7C0%7C637499475745921990%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=HKhpYPA9fSsjBwiR9NG1EHWMP7vx2WpuAJN%2B%2Fq4Pee0%3D&reserved=0)

 

A copy of the document is also available through the 'Investors' section of
our website www.lloydsbankinggroup.com (http://www.lloydsbankinggroup.com)

 

This announcement is made in accordance with DTR 6.3.5R(1A).

 

 

-END-

 

 

 

For further information:

 

Investor Relations

Douglas Radcliffe
 
+44 (0)20 7356 1571

Group Investor Relations Director

douglas.radcliffe@lloydsbanking.com

 

 

Corporate Affairs

Matt Smith
 
+44 (0)20 7356 3522

Head of Media Relations

matt.smith@lloydsbanking.com

 

FORWARD LOOKING STATEMENTS

This document contains certain forward looking statements within the meaning
of Section 21E of the US Securities Exchange Act of 1934, as amended, and
section 27A of the US Securities Act of 1933, as amended, with respect to the
business, strategy, plans and/or results of HBOS plc together with its
subsidiaries (the Group) and its current goals and expectations. Statements
that are not historical or current facts, including statements about the
Group's or its directors' and/or management's beliefs and expectations, are
forward looking statements. Words such as, without limitation, 'believes',
'achieves', 'anticipates', 'estimates', 'expects', 'targets', 'should',
'intends', 'aims', 'projects', 'plans', 'potential', 'will', 'would', 'could',
'considered', 'likely', 'may', 'seek', 'estimate', 'probability', 'goal',
'objective', 'deliver', 'endeavour', 'prospects', 'optimistic' and similar
expressions or variations on these expressions are intended to identify
forward looking statements. These statements concern or may affect future
matters, including but not limited to: projections or expectations of the
Group's future financial position, including profit attributable to
shareholders, provisions, economic profit, dividends, capital structure,
portfolios, net interest margin, capital ratios, liquidity, risk-weighted
assets (RWAs), expenditures or any other financial items or ratios;
litigation, regulatory and governmental investigations; the Group's future
financial performance; the level and extent of future impairments and
write-downs; the Group's ESG targets and/or commitments; statements of plans,
objectives or goals of the Group or its management and other statements that
are not historical fact; expectations about the impact of COVID-19; and
statements of assumptions underlying such statements. By their nature, forward
looking statements involve risk and uncertainty because they relate to events
and depend upon circumstances that will or may occur in the future. Factors
that could cause actual business, strategy, plans and/or results (including
but not limited to the payment of dividends) to differ materially from forward
looking statements include, but are not limited to: general economic and
business conditions in the UK and internationally; political instability
including as a result of any UK general election and any further possible
referendum on Scottish independence; acts of hostility or terrorism and
responses to those acts, or other such events; geopolitical unpredictability;
the war between Russia and Ukraine; the tensions between China and Taiwan;
market related risks, trends and developments; exposure to counterparty risk;
instability in the global financial markets, including within the Eurozone,
and as a result of the exit by the UK from the European Union (EU) and the
effects of the EU-UK Trade and Cooperation Agreement; the ability to access
sufficient sources of capital, liquidity and funding when required; changes to
the Group's credit ratings; fluctuations in interest rates, inflation,
exchange rates, stock markets and currencies; volatility in credit markets;
volatility in the price of the Group's securities; tightening of monetary
policy in jurisdictions in which the Group operates; natural pandemic
(including but not limited to the COVID-19 pandemic) and other disasters;
risks concerning borrower and counterparty credit quality; longevity risks
affecting defined benefit pension schemes; risks related to the uncertainty
surrounding the integrity and continued existence of reference rates; changes
in laws, regulations, practices and accounting standards or taxation; changes
to regulatory capital or liquidity requirements and similar contingencies; the
policies and actions of governmental or regulatory authorities or courts
together with any resulting impact on the future structure of the Group; risks
associated with the Group's compliance with a wide range of laws and
regulations; assessment related to resolution planning requirements; risks
related to regulatory actions which may be taken in the event of a bank or
Group failure; exposure to legal, regulatory or competition proceedings,
investigations or complaints; failure to comply with anti-money laundering,
counter terrorist financing, anti-bribery and sanctions regulations; failure
to prevent or detect any illegal or improper activities; operational risks;
conduct risk; technological changes and risks to the security of IT and
operational infrastructure, systems, data and information resulting from
increased threat of cyber and other attacks; technological failure; inadequate
or failed internal or external processes or systems; risks relating to ESG
matters, such as climate change (and achieving climate change ambitions),
including the Group's ability along with the government and other stakeholders
to measure, manage and mitigate the impacts of climate change effectively, and
human rights issues; the impact of competitive conditions; failure to attract,
retain and develop high calibre talent; the ability to achieve strategic
objectives; the ability to derive cost savings and other benefits including,
but without limitation, as a result of any acquisitions, disposals and other
strategic transactions; inability to capture accurately the expected value
from acquisitions; assumptions and estimates that form the basis of the
Group's financial statements; and potential changes in dividend policy. A
number of these influences and factors are beyond the control of the Group or
any of the Group's immediate or ultimate parent entities (if applicable).
Please refer to the latest Annual Report on Form 20-F filed by Lloyds Bank plc
with the US Securities and Exchange Commission (the SEC), which is available
on the SEC's website at www.sec.gov, for a discussion of certain factors and
risks. Lloyds Banking Group plc may also make or disclose written and/or oral
forward-looking statements in other written materials and in oral statements
made by the directors, officers or employees of Lloyds Banking Group plc to
third parties, including financial analysts. Except as required by any
applicable law or regulation, the forward-looking statements contained in this
document are made as of today's date, and the Group expressly disclaims any
obligation or undertaking to release publicly any updates or revisions to any
forward looking statements contained in this document whether as a result of
new information, future events or otherwise. The information, statements and
opinions contained in this document do not constitute a public offer under any
applicable law or an offer to sell any securities or financial instruments or
any advice or recommendation with respect to such securities or financial
instruments.

 

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