REG - Lloyds Bank Plc Lloyds Banking Group - 2022 Form 20F Filed

Lloyds BankingAnnouncement

07/03/2023 15:15

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RNS Number : 1905S  Lloyds Bank PLC  07 March 2023

 

 

 

            7 March 2023

 

 

Lloyds bank plc FILES ANNUAL REPORT ON FORM 20-F

Lloyds Bank plc announces that on 7 March 2023 it filed its Annual Report on
Form 20-F for the year ended 31 December 2022 with the Securities and Exchange
Commission.

 

A copy of the Form 20-F is available through the 'Investors' section of our
website at www.lloydsbankinggroup.com and also online at www.sec.gov
(http://www.sec.gov)

 

Shareholders can receive hard copies of the complete audited financial
statements free of charge upon request. Printed copies of the 2022 Lloyds Bank
plc Annual Report on Form 20-F can be requested from Investor Relations by
email to investor.relations@lloydsbanking.com

 

-END-

 

For further information:

 

 

Investor Relations

Douglas Radcliffe
 
+44 (0)20 7356 1571

Group Investor Relations Director

douglas.radcliffe@lloydsbanking.com

 

 

Corporate Affairs

Matt Smith
 
+44 (0)20 7356 3522

Head of Media Relations

matt.smith@lloydsbanking.com

 

FORWARD LOOKING STATEMENTS

This document contains certain forward-looking statements within the meaning
of Section 21E of the US Securities Exchange Act of 1934, as amended, and
section 27A of the US Securities Act of 1933, as amended, with respect to the
business, strategy, plans and/or results of Lloyds Bank plc together with its
subsidiaries (the Lloyds Bank Group) and its current goals and expectations.
Statements that are not historical or current facts, including statements
about the Lloyds Bank Group's or its directors' and/or management's beliefs
and expectations, are forward looking statements. Words such as, without
limitation, 'believes', 'achieves', 'anticipates', 'estimates', 'expects',
'targets', 'should', 'intends', 'aims', 'projects', 'plans', 'potential',
'will', 'would', 'could', 'considered', 'likely', 'may', 'seek', 'estimate',
'probability', 'goal', 'objective', 'deliver', 'endeavour', 'prospects',
'optimistic' and similar expressions or variations on these expressions are
intended to identify forward looking statements. These statements concern or
may affect future matters, including but not limited to: projections or
expectations of the Lloyds Bank Group's future financial position, including
profit attributable to shareholders, provisions, economic profit, dividends,
capital structure, portfolios, net interest margin, capital ratios, liquidity,
risk-weighted assets (RWAs), expenditures or any other financial items or
ratios; litigation, regulatory and governmental investigations; the Lloyds
Bank Group's future financial performance; the level and extent of future
impairments and write-downs; the Lloyds Bank Group's ESG targets and/or
commitments; statements of plans, objectives or goals of the Lloyds Bank Group
or its management and other statements that are not historical fact;
expectations about the impact of COVID-19; and statements of assumptions
underlying such statements. By their nature, forward looking statements
involve risk and uncertainty because they relate to events and depend upon
circumstances that will or may occur in the future. Factors that could cause
actual business, strategy, plans and/or results (including but not limited to
the payment of dividends) to differ materially from forward looking statements
include, but are not limited to: general economic and business conditions in
the UK and internationally; political instability including as a result of any
UK general election and any further possible referendum on Scottish
independence; acts of hostility or terrorism and responses to those acts, or
other such events; geopolitical unpredictability; the war between Russia and
Ukraine; the tensions between China and Taiwan; market related risks, trends
and developments; exposure to counterparty risk; instability in the global
financial markets, including within the Eurozone, and as a result of the exit
by the UK from the European Union (EU) and the effects of the EU-UK Trade and
Cooperation Agreement; the ability to access sufficient sources of capital,
liquidity and funding when required; changes to the Lloyds Bank Group's or
Lloyds Banking Group plc's credit ratings; fluctuations in interest rates,
inflation, exchange rates, stock markets and currencies; volatility in credit
markets; volatility in the price of the Lloyds Bank Group's securities;
tightening of monetary policy in jurisdictions in which the Lloyds Bank Group
operates; natural pandemic (including but not limited to the COVID-19
pandemic) and other disasters; risks concerning borrower and counterparty
credit quality; longevity risks affecting defined benefit pension schemes;
risks related to the uncertainty surrounding the integrity and continued
existence of reference rates; changes in laws, regulations, practices and
accounting standards or taxation; changes to regulatory capital or liquidity
requirements and similar contingencies; the policies and actions of
governmental or regulatory authorities or courts together with any resulting
impact on the future structure of the Lloyds Bank Group; risks associated with
the Lloyds Bank Group's compliance with a wide range of laws and regulations;
assessment related to resolution planning requirements; risks related to
regulatory actions which may be taken in the event of a bank or Lloyds Bank
Group or Lloyds Banking Group failure; exposure to legal, regulatory or
competition proceedings, investigations or complaints; failure to comply with
anti-money laundering, counter terrorist financing, anti-bribery and sanctions
regulations; failure to prevent or detect any illegal or improper activities;
operational risks; conduct risk; technological changes and risks to the
security of IT and operational infrastructure, systems, data and information
resulting from increased threat of cyber and other attacks; technological
failure; inadequate or failed internal or external processes or systems; risks
relating to ESG matters, such as climate change (and achieving climate change
ambitions), including the Lloyds Bank Group's or the Lloyds Banking Group's
ability along with the government and other stakeholders to measure, manage
and mitigate the impacts of climate change effectively, and human rights
issues; the impact of competitive conditions; failure to attract, retain and
develop high calibre talent; the ability to achieve strategic objectives; the
ability to derive cost savings and other benefits including, but without
limitation, as a result of any acquisitions, disposals and other strategic
transactions; inability to capture accurately the expected value from
acquisitions; and assumptions and estimates that form the basis of the Lloyds
Bank Group's financial statements. A number of these influences and factors
are beyond the Lloyds Bank Group's control. Please refer to the latest Annual
Report on Form 20-F filed by Lloyds Bank plc with the US Securities and
Exchange Commission (the SEC), which is available on the SEC's website at
www.sec.gov, for a discussion of certain factors and risks. Lloyds Bank plc
may also make or disclose written and/or oral forward-looking statements in
other written materials and in oral statements made by the directors, officers
or employees of Lloyds Bank plc to third parties, including financial
analysts. Except as required by any applicable law or regulation, the
forward-looking statements contained in this document are made as of today's
date, and the Lloyds Bank Group expressly disclaims any obligation or
undertaking to release publicly any updates or revisions to any forward
looking statements contained in this document whether as a result of new
information, future events or otherwise. The information, statements and
opinions contained in this document do not constitute a public offer under any
applicable law or an offer to sell any securities or financial instruments or
any advice or recommendation with respect to such securities or financial
instruments.

 

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