Medallion Financial Q4 net income rises 20%

Medallion Financial

18/02/2026 21:16

Overview

Specialty finance firm's Q4 net income rose 20% yr/yr

Net interest income for Q4 grew 8% yr/yr

Loan originations for Q4 increased significantly yr/yr

Outlook

Medallion Financial plans disciplined expansion into adjacent markets

Result Drivers

STRATEGIC PARTNERSHIPS - Significant growth in loan originations through strategic partnerships, with originations reaching $258.3 mln in Q4, compared to $123.7 mln a year ago

INCREASED NET INTEREST INCOME - Net interest income rose 8% to $56.4 mln, contributing to higher net income

CREDIT LOSS PROVISION - Credit loss provision increased to $27.7 mln from $20.6 mln, reflecting cautious credit risk management

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.50
Q4 Net Income
$12.20 mln
Q4 Net Interest Income
$56.40 mln
Q4 Dividend
$0.12
Q4 Net Interest Margin
8.04%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Medallion Financial Corp is $12.00, about 15.3% above its February 17 closing price of $10.41

The stock recently traded at 6 times the next 12-month earnings vs. a P/E of 6 three months ago

Press Release: ID:nGNX3B3xDM

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)