Bank holding firm Mid Penn's Q4 net income rises

Mid Penn Bancorp

21/01/2026 22:29

Overview

Banking firm's Q4 net income rose 47% yr/yr to $19.4 mln

Company's net interest margin increased to 3.79% in Q4 2025

Company declared a $0.22 regular and $0.05 special dividend

Outlook

Company did not provide specific guidance for future quarters or fiscal year

Result Drivers

LOAN BALANCES - Loan balances grew $41.7 mln in Q4, but organic portfolio declined slightly excluding acquisition

DEPOSIT STRATEGY - Deposits fell due to planned reduction in brokered CDs to lower funding costs

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.83
Q4 Net Income
$19.4 mln
Q4 Net Interest Income
$54.8 mln
Q4 Dividend
$0.22
Q4 Net Interest Margin
3.79%


Analyst Coverage

The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 2 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Mid Penn Bancorp Inc is $36.50, about 14.5% above its January 20 closing price of $31.88

Press Release: ID:nBwbRYWLfa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)