MoneyHero Q3 revenue beats estimates as insurance business shines

MoneyHero

05/12/2025 11:12

Overview

Personal finance aggregation and comparison firm MoneyHero Q3 revenue grows 1% yr/yr, beating analyst expectations

Adjusted EBITDA loss narrows 68% yr/yr but misses analyst expectations

Operating costs fell 13% yr/yr due to cost management and AI efficiencies

Outlook

Company expects Q4 2025 to be first quarter of positive Adjusted EBITDA

MoneyHero anticipates full-year 2026 Adjusted EBITDA to significantly improve over 2025

Company aims to scale higher-value revenue from Insurance, Wealth in 2026

Result Drivers

REVENUE MIX - Strategic focus on higher-margin verticals like Insurance and Wealth contributed to revenue growth

AI EFFICIENCIES - AI-driven initiatives like Project Odyssey improved operational efficiencies and reduced customer acquisition costs

COST MANAGEMENT - Disciplined cost management led to a 13% reduction in operating costs and expenses

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Revenue
Beat
$21.12 mln
$20.82 mln (1 Analyst)
Q3 EPS
-$0.10
Q3 Adjusted EBITDA
Miss
-$1.78 mln
$479,000 (1 Analyst)

Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the online services peer group is "buy"

Wall Street's median 12-month price target for MoneyHero Ltd is $4.10, about 156.2% above its December 4 closing price of $1.60

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 19 three months ago

Press Release: ID:nGNX5zJ0Ys

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)