Personal finance comparison platform MoneyHero's Q2 revenue misses estimates

MoneyHero

19/09/2025 11:14

Overview

MoneyHero reports Q2 net income of $0.2 mln, reversing a $12.2 mln loss last year

Revenue fell 13% yr/yr to $18.0 mln, missing analyst expectations

Adjusted EBITDA loss improved 79% yr/yr to $2.0 mln, driven by efficiency gains

Outlook

MoneyHero expects Insurance and Wealth to be 30% of revenue by year-end

Company to launch Credit Hero Club in Hong Kong with TransUnion in Q4

MoneyHero aims for positive Adjusted EBITDA by late 2025

Company plans strategic investments in AI and product innovation

Result Drivers

HIGHER-MARGIN VERTICALS - Insurance and Wealth verticals increased to 27% of revenue, up 5 percentage points YoY

COST REDUCTIONS - Cost of revenue fell 16 percentage points YoY, contributing to improved gross margins

AI EFFICIENCY GAINS - AI initiatives reduced customer acquisition costs and improved approval quality

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Revenue
Miss
$18.02 mln
$19.90 mln (1 Analyst)
Q2 Adjusted EBITDA
-$1.95 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the online services peer group is "buy"

Wall Street's median 12-month price target for MoneyHero Ltd is $4.60, about 51.7% above its September 18 closing price of $2.22

The stock recently traded at 23 times the next 12-month earnings vs. a P/E of 319 three months ago

Press Release: ID:nGNX17DJcy

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)