Overview
UK property finance platform's 2025 revenue rose 19.6% year-on-year
Adjusted diluted EPS increased 13.5% to 44.5p for the year
Company saw improved customer retention and growth in refinancing activity
Outlook
Company says 2026 trading has started with good momentum and is in line with Board expectations
Refinancing volumes expected to continue building through 2026
Company expects growth in 2026-27 to be led by refinance and protection segments
Result Drivers
ADVISER EXPANSION AND PRODUCTIVITY - Revenue growth was mainly driven by a 10% increase in adviser numbers and a 13% rise in average revenue per adviser, reflecting improved productivity and organic network growth
REFINANCING AND RETENTION INITIATIVES - Strong growth in refinancing, including remortgages and product transfers, was supported by targeted conversion and retention strategies, leading to a 26% increase in total refinance lending
TECHNOLOGY AND DATA INVESTMENT - Ongoing investment in technology, data, and AI enhanced adviser efficiency, lead conversion, and customer retention, supporting scalable growth and improved profitability
Company press release: ID:nRSQ9376Wa
Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
FY Adjusted EPS
GBP 0.45
FY Adjusted EBITDA
GBP 40.40 mln
FY Basic EPS
GBP 0.26
FY Gross Profit
GBP 91.90 mln
FY Pretax Profit
GBP 22.10 mln
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"
The average consensus recommendation for the investment management & fund operators peer group is "buy"
Wall Street's median 12-month price target for Mortgage Advice Bureau (Holdings) PLC is GBp1,150.00, about 112.2% above its March 16 closing price of GBp542.00
The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 14 three months ago
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)