REG - Nat Bank of Canada - MD&A - Part 1 <Origin Href="QuoteRef">NA.TO</Origin> - Part 10

National Bank of CanadaAnnouncement

29/10/2014 15:45

- Part 10: For the preceding part double click  ID:nRSb1625Qi 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
 Loans and acceptances(2)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     
                                 Residential mortgage              871                    968                                                                                                                                                                                                                                 1,289                                                                                                                                                                                                                                                                                                                                                                                                                                  2,271                             1,732                             7,503                              20,976                      698                                                                                                                                                                                                                                                                                                                                                                                                                                     265                   36,573                                                                                                                                                                                                                                                                                                                                                                                                                                   
                                 Personal and credit card          254                    322                                                                                                                                                                                                                                 500                                                                                                                                                                                                                                                                                                                                                                                                                                    624                               513                               1,652                              5,619                       1,447                                                                                                                                                                                                                                                                                                                                                                                                                                   17,058                27,989                                                                                                                                                                                                                                                                                                                                                                                                                                   
                                 Business and government           4,050                  1,492                                                                                                                                                                                                                               1,063                                                                                                                                                                                                                                                                                                                                                                                                                                  1,421                             908                               1,463                              3,427                       901                                                                                                                                                                                                                                                                                                                                                                                                                                     9,675                 24,400                                                                                                                                                                                                                                                                                                                                                                                                                                   
                                 Customers' liability under                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
                                                                   acceptances     8,104         843                                                                                                                                                                                                                                 7                                                                                                                                                                                                                                                                                                                                                                                                                                      −                                 −                                 −                                   −                          −                                                                                                                                                                                                                                                                                                                                                                                                                                        −                     8,954                                                                                                                                                                                                                                                                                                                                                                                                                              
                                 Allowances for credit losses                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   (578)                 (578)                                                                                                                                                                                                                                                                                                                                                                                                                                    
                                                                                                 13,279                                                                                                                                                                                                                              3,625                                                                                                                                                                                                                                                                                                                                                                                                                                  2,859                             4,316                             3,153                               10,618                     30,022                                                                                                                                                                                                                                                                                                                                                                                                                                   3,046                 26,420                                                                                                                                                                                                                                                                                                                                                                                                                             97,338     
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            
 Other                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        
                                 Derivative financial instruments  321                    338                                                                                                                                                                                                                                 156                                                                                                                                                                                                                                                                                                                                                                                                                                    148                               151                               705                                1,580                       2,505                                                                                                                                                                                                                                                                                                                                                                                                                                   −                     5,904                                                                                                                                                                                                                                                                                                                                                                                                                                    
                                 Due from clients, dealers                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     
                                                                   and brokers(2)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       1,101                 1,101                                                                                                                                                                                                                                                                                                                                                                                                                              
                                 Investments in associates and                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
                                                                   joint ventures                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       684                   684                                                                                                                                                                                                                                                                                                                                                                                                                                
                                 Premises and equipment                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         404                   404                                                                                                                                                                                                                                                                                                                                                                                                                                      
                                 Goodwill                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       1,064                 1,064                                                                                                                                                                                                                                                                                                                                                                                                                                    
                                 Intangible assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              898                   898                                                                                                                                                                                                                                                                                                                                                                                                                                      
                                 Other assets                      144                    63                                                                                                                                                                                                                                  219                                                                                                                                                                                                                                                                                                                                                                                                                                    115                               113                               64                                 124                         76                                                                                                                                                                                                                                                                                                                                                                                                                                      1,119                 2,037                                                                                                                                                                                                                                                                                                                                                                                                                                    
                                                                                                 465                                                                                                                                                                                                                                 401                                                                                                                                                                                                                                                                                                                                                                                                                                    375                               263                               264                                 769                        1,704                                                                                                                                                                                                                                                                                                                                                                                                                                    2,581                 5,270                                                                                                                                                                                                                                                                                                                                                                                                                              12,092     
                                                                                                 22,714                                                                                                                                                                                                                              10,455                                                                                                                                                                                                                                                                                                                                                                                                                                 7,882                             6,022                             6,058                               16,227                     43,978                                                                                                                                                                                                                                                                                                                                                                                                                                   19,194                55,689                                                                                                                                                                                                                                                                                                                                                                                                                             188,219    
 
 
(1)       Certain amounts have been adjusted to reflect changes in accounting standards. See Note 2 to the unaudited
interim condensed consolidated financial statements. 
 
(2)       Amounts collectible on demand are considered to have no specified maturity. 
 
 (millions of Canadian dollars)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               As at October 31, 2013(1)                                                                                                                                                                                                                                                                                                                                                                                                                    
                                                                                                                     1 month                                                                                                                                                                                                             or less         Over 1                                                                                                                                                                                                                   month to                                                                                                                                                                                                              Over 3                      Over 6                                                                                                                                                                                                      months to                                                                                                                                                                                                       9 months         Over 9                                                                                                                                                                                                         months to                                                                                                                                                                                                         12            Over 1                                                                                                                                                                                                            year to                                                                                                                                                                                                                    Over 2                                                                                                                                                                                                         years to                                                                                                                                                                                                             5           Over 5                                                                                                                                                                                                                  years          No                                                                                                                                                                                                         specified                                                                                                                                                                                               maturity    Total      
                                                                                                                                                                                                                                                                                                                                                              3 months                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          months                                                                                                                                                                                                                                                                                                                                                                                                                                         2 years                                                                                                                                                                                                                                                                                                                                                                                                                                      years                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

- More to follow, for following part double click  ID:nRSb1625Qk