National Bankshares Q3 net income rises 65% helped by higher net interest margin

National Bankshares

23/10/2025 21:40

Overview

National Bankshares Q3 net income rises to $4.42 mln from $2.68 mln in 2024

Company's net interest margin improved due to lower deposit costs, higher loan yields

Noninterest income boosted by trust income growth, credit and debit card fees

Outlook

Company did not provide specific guidance for future quarters or full year in the press release

Result Drivers

NET INTEREST MARGIN - Improvement driven by higher loan yields and lower deposit costs

TECHNOLOGY AND NETWORK EXPANSION - New technology and expanded branch network improved customer experience and efficiency

NONINTEREST INCOME - Growth in trust income and credit card fee incentives boosted noninterest income

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Net Income
$4.42 mln


Analyst Coverage

The one available analyst rating on the shares is "strong buy"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for National Bankshares Inc is $34.50, about 15.7% above its October 21 closing price of $29.09

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)