REG - NatWest Group plc - 2025 Bank of England stress test results

NatwestAnnouncement

02/12/2025 07:20

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RNS Number : 8552J  NatWest Group plc  02 December 2025

NatWest Group plc

2 December 2025

NatWest Group plc

2025 Bank of England stress test results

2 December 2025

NatWest Group ("the Group") notes the announcement made today by the Bank of
England ("BoE") regarding the results of its 2025 stress test. The test
explores whether the Group has sufficient capital to withstand a severe but
plausible scenario starting with the Group's balance sheet as at 31st December
2024, and compares the theoretical Common Equity Tier 1 ("CET1") ratio and
Tier 1 leverage ratio positions of the Group before and after the impact of
strategic management actions.

Under this scenario, the Group's low point CET1 ratio would have been 11.1%
(December 2024 actual: 13.6%), and the Group's low point Tier 1 leverage ratio
would have been 4.7% (December 2024 actual: 5.0%), both significantly ahead of
the stress minimum requirement, and sufficient to ensure that no strategic
management actions would be required.

Commenting on the results, Katie Murray, Chief Financial Officer, said:

"This exercise has highlighted again the strength of NatWest Group's balance
sheet, delivering sustainable value creation and strong distributions for
shareholders.

The results also reflect the continued strengthening of our balance sheet
since the 2022/23 Stress Test, underpinning our ability to support our
customers and the broader economy, including under a severe stress scenario."

For further information, please contact:

Investor Relations

+44 (0) 20 7672 1758

Media Relations

+44 (0) 131 523 4205

 

Forward-looking statements

This announcement may include forward-looking statements within the meaning of
the United States Private Securities Litigation Reform Act of 1995, such as
statements with respect to NatWest Group's financial condition, results of
operations and business, including its strategic priorities, financial,
investment and capital targets, and climate and sustainability related
targets, commitments and ambitions described herein. Statements that are not
historical facts, including statements about NatWest Group's beliefs and
expectations, are forward-looking statements. Words, such as 'expect',
'estimate', 'project', 'anticipate', 'commit', 'believe', 'should', 'intend',
'will', 'plan', 'could', 'target', 'goal', 'objective', 'may', 'outlook',
'prospects' and similar expressions or variations on these expressions are
intended to identify forward-looking statements. In particular, this
announcement may include forward-looking statements relating, but not limited
to: NatWest Group's outlook, guidance and targets (including in relation to
RoTE, total income, other operating expenses, loan impairment rate, CET1
ratio, RWA levels, payment of dividends and participation in directed
buybacks), its financial position, profitability and financial performance,
the implementation of its strategy, its access to adequate sources of
liquidity and funding, its regulatory capital position and related
requirements, its impairment losses and credit exposures under certain
specified scenarios, substantial regulation and oversight, ongoing legal,
regulatory and governmental actions and investigations. Forward-looking
statements are subject to a number of risks and uncertainties that might cause
actual results and performance to differ materially from any expected future
results or performance expressed or implied by the forward-looking statements.
Factors that could cause or contribute to differences in current expectations
include, but are not limited to, future growth initiatives (including
acquisitions, joint ventures and strategic partnerships), the outcome of
legal, regulatory and governmental actions and investigations, the level and
extent of future impairments and write-downs, legislative, political, fiscal
and regulatory developments, accounting standards, competitive conditions,
technological developments, interest and exchange rate fluctuations, general
economic and political conditions and uncertainties, exposure to third party
risk, operational risk, conduct risk, cyber, data and IT risk, financial crime
risk, key person risk and credit rating risk and the impact of climate and
sustainability related risks and the transitioning to a net zero economy.
These and other factors, risks and uncertainties that may impact any
forward-looking statement or NatWest Group plc's actual results are discussed
in NatWest Group plc's 2024 Annual Report and Accounts on Form 20-F, NatWest
Group's Interim Management Statement for Q1, H1 and Q3 2025 on Form 6-K, and
its other public filings. The forward-looking statements contained in this
announcement speak only as of the date of this announcement and NatWest Group
plc does not assume or undertake any obligation or responsibility to update
any of the forward-looking statements contained in this announcement, whether
as a result of new information, future events or otherwise, except to the
extent legally required.

 

 

Legal Entity Identifier: 2138005O9XJIJN4JPN90

 

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