NerdWallet Q4 revenue beats estimates

NerdWallet

25/02/2026 22:03

Overview

Personal finance platform's Q4 revenue grew 23% yr/yr, beating analyst expectations

Adjusted EBITDA for Q4 beat analyst expectations

Outlook

NerdWallet expects Q1 2026 revenue between $224 mln and $232 mln

Company forecasts 2026 GAAP operating income of $72-$89 mln

NerdWallet anticipates 2026 adjusted EBITDA of $143-$158 mln

Result Drivers

LOANS GROWTH - Loans revenue increased 141% yr/yr, driven by personal and mortgage loans

EMERGING VERTICALS - Emerging verticals revenue rose 57% yr/yr, led by growth in banking products

INSURANCE REVENUE - Insurance revenue grew 13% yr/yr, boosted by increased auto insurance budgets

Company press release: ID:nBwbNc1Y7a

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Beat
$225.40 mln
$211.49 mln (6 Analysts)
Q4 Net Income
$14 mln
Q4 Adjusted EBITDA
Beat
$36.70 mln
$35.28 mln (5 Analysts)

Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the consumer lending peer group is "buy"

Wall Street's median 12-month price target for NerdWallet Inc is $16.50, about 72.6% above its February 24 closing price of $9.56

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 17 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)