Norwood Financial Q3 profit rises on higher interest margin

Norwood Financial

22/10/2025 13:29

Overview

Norwood Q3 EPS rises 85% yr/yr, reflecting improved profitability

Net interest income for Q3 increases due to higher asset yields

Net interest margin improves to 3.63% from 2.99% yr/yr

Outlook

Norwood Financial Corp did not provide specific future guidance

Result Drivers

ASSET YIELDS - Higher asset yields contributed to increased net interest income in Q3 2025

LOAN AND DEPOSIT GROWTH - Loans grew at an annualized rate of 5.4% in Q3, while deposits grew at a 15% annualized rate year-to-date

CREDIT QUALITY - Improved credit quality from already sound levels, according to CEO Jim Donnelly

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.89
Q3 Net Interest Income
$20.45 mln
Q3 Net Interest Margin
3.63%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Norwood Financial Corp is $26.25, about 5.8% above its October 21 closing price of $24.73

The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nGNX645Pl2

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)