Norwood Financial Q4 profit rises on higher net interest income

Norwood Financial

22/01/2026 13:24

Overview

Banking firm's Q4 net income rose significantly year-over-year

Net interest margin for Q4 improved to 3.60% from 3.04% last year

Company completed acquisition of Presence Bank, expanding geographic presence

Outlook

Norwood Financial did not provide specific guidance for 2026 in its press release

Result Drivers

NET INTEREST INCOME - Increase in earning assets and yields drove higher net interest income, while interest costs decreased

LOAN AND DEPOSIT GROWTH - Full year loan growth of 8.2% and deposit growth of 11.8% supported financial performance

ACQUISITION IMPACT - Acquisition of Presence Bank expanded geographic presence and asset base

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted EPS
Meet
$0.85
$0.85 (2 Analysts)
Q4 EPS
$0.81
Q4 Net Interest Income
$20.94 mln
Q4 Net Interest Margin
3.60%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Norwood Financial Corp is $30.00, about 3.4% above its January 21 closing price of $29.01

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nGNX9VKHYs

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)