Brief: Origin Bancorp Q2 Net Interest Income USD 82.136 Million

Origin Bancorp

23/07/2025 21:15

Overview

Origin Bancorp Q2 net income declines from previous quarter

Net interest income rises 4.7% due to higher loan interest income

Co repurchased 136,399 shares, announces new $50 mln buyback program

Outlook

Origin targets greater than 1% ROAA run rate by 4Q25

Company expects $34.2 mln annual earnings improvement pre-tax pre-provision

Origin positioned in dynamic growth markets for future value delivery

Result Drivers

OPTIMIZE ORIGIN - Co attributes results to ongoing Optimize Origin initiative, focusing on productivity, efficiency, and balance sheet optimization

BOND PORTFOLIO STRATEGY - Bond portfolio optimization strategy impacted EPS negatively but improved long-term yields

NET INTEREST INCOME - Increase in net interest income driven by higher loan interest income and decreased interest expenses

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 EPS
$0.47
Q2 Net Income
$14.65 mln
Q2 Net Interest Income
$82.14 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Origin Bancorp Inc is $41.00, about 8% above its July 22 closing price of $37.72

The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release: ID:nGNX2FP1fC

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)