Origin Bancorp Q2 net interest income rises on higher loan balances and yields

Origin Bancorp

22/07/2026 21:37

    

    Overview
  
U.S. regional bank's Q2 net income and EPS rose from prior quarter
Net interest income and margin improved, driven by higher loan balances and yields
Company repurchased shares and raised quarterly dividend, citing balance sheet strength

    

    Outlook
  
Origin Bancorp reiterates near-term ROAA run rate target of 1.15% or higher by 4Q26
Company will continue to execute on Optimize Origin and invest strategically across its footprint

    

    Result Drivers
  
HIGHER LOAN BALANCES AND YIELDS - Net interest income rose due to increased average loan balances and higher loan yields, per company
LOWER INTEREST EXPENSE ON DEPOSITS - Interest expense on interest-bearing deposits decreased due to lower average balances and rates, per company
IMPROVED CREDIT QUALITY - Provision for credit losses and net charge-offs declined due to reduced risk in the loan portfolio, per company

    
Company press release: ID:nGNX9bgX8m

    

    Key Details
  

            Metric
          

            Beat/Miss
          

            Actual
          

            Consensus Estimate
          
Q2 EPS
 
$1.09
 
Q2 Net Income
 
$33.85 mln
 
Q2 Net Interest Income
 
$92.20 mln
 

    

    Analyst Coverage
  
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy"
Wall Street's median 12-month price target for Origin Bancorp Inc is $55.00, about 6.2% above its July 21 closing price of $51.80
The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 11 three months ago

    

    Reuters Recommended Reads
  
July 22 - First Bancorp North Carolina Q2 profit rises on higher loan yields
July 22 - Five Star Bancorp Q2 net income rises on loan growth
July 21 - KeyCorp quarterly profit rises on interest income strength

    
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)