Origin Bancorp Q3 net income falls 41% qtr/qtr

Origin Bancorp

22/10/2025 21:34

Overview

Origin Bancorp Q3 net income falls 41% from prior qtr to $8.6 mln

PTPP earnings rise 122% qtr/qtr, driven by Optimize Origin initiative

Net interest income increases 1.9% qtr/qtr, reaching highest level in 10 qtrs

Outlook

Origin Bancorp targets greater than 1% ROAA run rate by 4Q25

Company expects $6 mln annualized benefit from Argent Financial investment starting 4Q25

Optimize Origin initiative aims for top quartile ROAA performance

Result Drivers

OPTIMIZE ORIGIN INITIATIVE - Strategic actions under Optimize Origin drove PTPP earnings improvement, including branch consolidation and capital optimization

NET INTEREST INCOME GROWTH - Increase in net interest income driven by improved funding mix and securities optimization

EQUITY METHOD INVESTMENTS - Additional investment in Argent Financial led to fair value adjustment gain and increased equity method investment income

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.27
Q3 Net Income
$8.62 mln
Q3 Net Interest Income
$83.70 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Origin Bancorp Inc is $43.00, about 20.4% above its October 21 closing price of $34.23

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release: ID:nGNX3NhH1j

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)