Origin Bancorp Q4 net income surges

Origin Bancorp

28/01/2026 21:25

Overview

U.S. financial holding company reported Q4 net income of $29.5 mln

Net interest income for Q4 rose to a record $86.7 mln

Company repurchased 49,358 shares in Q4, boosting book value per share

Outlook

Origin Bancorp targets ROAA of 1.15% or higher by 4Q26

Company focuses on 'Optimize Origin' for long-term growth

Result Drivers

OPTIMIZE ORIGIN INITIATIVE - Origin's strategic initiative focusing on productivity, balance sheet optimization, and employee engagement contributed to exceeding ROAA targets

INTEREST EXPENSE REDUCTION - A decrease in interest expense, mainly on savings and interest-bearing accounts, drove net interest income to a record level

LOAN GROWTH - Increase in commercial and industrial loans and owner-occupied commercial real estate loans contributed to loan growth

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.95
Q4 Net Income
$29.52 mln
Q4 Net Interest Income
$86.69 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Origin Bancorp Inc is $43.00, about 4.9% above its January 27 closing price of $41.00

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX6XWmb2

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)