Lender Orrstown's Q3 net income rises on improved interest margin

Orrstown Financial Services

21/10/2025 21:17

Overview

Orrstown Q3 net income rises to $21.9 mln, with EPS at $1.13

Net interest margin increased to 4.11% in Q3 2025

Company redeemed $32.5 mln in subordinated notes on September 30, 2025

Outlook

Company plans to grow prudently amid economic uncertainty

Result Drivers

NET INTEREST MARGIN - Increase to 4.11% driven by higher loan yields and net accretion of purchase accounting marks

LOAN GROWTH - Loans increased by $48.4 mln

NONINTEREST INCOME - Increase due to higher service charges and swap fee income

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$1.13
Q3 Net Income
$21.86 mln
Q3 Net Interest Income
$50.98 mln
Q3 Loan Loss Provision
$396,000
Q3 Pretax Profit
$27.67 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Orrstown Financial Services Inc is $40.00, about 16.7% above its October 20 closing price of $33.31

The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 8 three months ago

Press Release: ID:nGNX2RxRVc

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)