Peoples Bancorp's Q4 profit rises on commercial, industrial loans

Peoples Bancorp

20/01/2026 11:09

Overview

Financial services firm reported Q4 net income increased to $31.8 mln

Q4 EPS rose to $0.89 from $0.83 in Q3 2025

Net interest income for Q4 decreased slightly compared to Q3 2025

Result Drivers

LOAN GROWTH - Driven by increases in commercial and industrial loans and construction loans, offset by declines in premium finance and residential real estate loans

NON-INTEREST INCOME - Increased due to higher lease income, deposit account service charges, and mortgage banking income

CREDIT LOSSES - Increased provision for credit losses due to net charge-offs and economic forecast deterioration

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.89
Q4 Net Interest Income
$91.05 mln
Q4 Net Interest Margin
4.12%


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Peoples Bancorp Inc is $33.00, about 5.7% above its January 16 closing price of $31.21

The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nPnbv46SYa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)