Peoples Bancorp Q3 net interest income rises on higher loan growth

Peoples Bancorp

21/10/2025 11:11

Overview

Peoples Bancorp Q3 net income falls compared to last year, EPS at $0.83

Net interest income for Q3 rises 4% from linked qtr, driven by higher loan balances

Provision for credit losses in Q3 drops significantly from previous quarter

Outlook

Peoples Bancorp did not provide specific financial guidance for future periods

Result Drivers

LOAN GROWTH - High loan growth, especially in commercial real estate and industrial loans, drove net interest income increase

CREDIT LOSS PROVISION - Provision for credit losses decreased significantly, driven by net charge-offs, loan growth, and slight economic forecast deterioration

EFFICIENCY IMPROVEMENT - Efficiency ratio improved due to higher net interest income and lower non-interest expense

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.83
Q3 Net Interest Income
$91.34 mln
Q3 Credit Loss Provision
$7.30 mln
Q3 Net Interest Margin
4.16%


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Peoples Bancorp Inc is $34.00, about 15.6% above its October 20 closing price of $28.70

The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nPnbH7X2Ba

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)