Get startedLog in
    Picture of Peoples Bancorp of North Carolina logo

    PEBK — Peoples Bancorp of North Carolina News Story

    0.000.00%
    us flag iconLast trade - 00:00
    FinancialsBalancedSmall CapSuper Stock
    All News

    Peoples Bancorp Q3 net interest income rises, driven by higher interest income on loans

    Picture of Peoples Bancorp of North Carolina logoPeoples Bancorp of North Carolina
    20/10/2025 14:10
    Overview

Peoples Bancorp Q3 net earnings fall to $3.7 mln from $4.0 mln last year

Net interest margin rises to 3.58% from 3.35% in prior year period

Total loans increase to $1.18 bln at September 30, 2025 from $1.14 bln at end of 2024

Outlook

Company did not provide specific guidance for future quarters or the full year in its press release

Result Drivers

NET INTEREST INCOME - Increase driven by higher interest income on loans and reduced interest expenses

PROVISION FOR CREDIT LOSSES - Increase due to higher reserves on construction loans

NON-INTEREST EXPENSE - Rise attributed to higher legal fees, debit card expenses, and salaries

Key Details


    MetricBeat/MissActualConsensus Estimate
    Q3 Net Income$3.69 mln
    Q3 Net Interest Income$15.11 mln
    Q3 Pretax Profit$4.79 mln
    Q3 Provision for Credit Losses$530,000
    

Press Release: ID:nACSzh233a

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

    Recent news on Peoples Bancorp of North Carolina

    See all news