Pinnacle Bancshares Q4 net income rises 7.7%

Pinnacle Bancshares

22/01/2026 21:26

Overview

Alabama bank's Q4 net income rose 7.7% yr/yr, with EPS increasing to $1.24 from $1.15

Company's Q4 net interest margin improved to 3.27% from 3.17%

Company's total deposits increased by 4.2% yr/yr

Outlook

Company did not provide specific guidance for future financial performance

Result Drivers

NET INTEREST MARGIN - Pinnacle's net interest margin improved to 3.27% in Q4, up from 3.17% in the same period last year

DEPOSIT GROWTH - Total deposits increased by 4.2% year-over-year

UNREALIZED LOSSES - Higher interest rates led to unrealized losses on securities, but these are not expected to be permanent

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Income
$1.12 mln
Q4 Net Interest Margin
3.27%


Press Release: ID:nBwbRPBVYa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)