Plumas Bancorp Q4 EPS beats estimates, net interest income up

Plumas Bancorp

21/01/2026 14:11

Corrects Key Details table to say Q4 net interest income was $25.9 mln, not $503,000

Overview

U.S. community bank's Q4 EPS of $1.56 beat analyst expectations

Q4 net interest income rose by $6.9 mln, driven by loan portfolio growth

Company's acquisition of Cornerstone Community Bancorp boosted loans and deposits

Outlook

Company focuses on margin durability and cost-of-funds improvement in 2026

Plumas Bancorp prioritizes improving nonperforming metrics through credit risk management

Result Drivers

CORNERSTONE ACQUISITION - The acquisition of Cornerstone Community Bancorp significantly increased loans and deposits, contributing to revenue growth

REAL ESTATE TRANSACTION - A $5.5 mln gain from a real estate sale-leaseback offset investment portfolio restructuring losses

INCREASED EXPENSES - Non-interest expenses rose due to higher salaries and benefits, largely from Cornerstone integration

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
Beat
$1.56
$1.28 (3 Analysts)
Q4 Net Interest Income
$25.9 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Plumas Bancorp is $52.00, about 16.8% above its January 20 closing price of $44.53

The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 8 three months ago

Press Release: ID:nGNX6wNymB

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 (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)