Porch Group Q4 revenue beats expectations

Porch

11/02/2026 21:12

Overview

Homeowners insurance firm's Q4 2025 revenue beat analyst expectations

Adjusted EBITDA for Q4 2025 beat analyst expectations

Company authorized up to $2.5 mln stock repurchase

Outlook

Porch expects 2026 adjusted EBITDA between $98 mln and $105 mln

Company targets $600 mln of Reciprocal Written Premium in 2026

Porch forecasts 2026 revenue growth of 13% to 17%

Result Drivers

NEW AGENCIES AND QUOTES - Co reported significant growth in its insurance business due to new agencies and increased quote volumes

LOW LOSS RATIO - The Reciprocal's gross loss ratio of 27% was supported by unique property data and underwriting

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Beat
$112.30 mln
$109.88 mln (7 Analysts)
Q4 Net Income
-$3.50 mln
Q4 Adjusted EBITDA
Beat
$23.5 mln
$15.56 mln (8 Analysts)
Q4 Cash & Investments
$121.2 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 8 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the software peer group is "buy"

Wall Street's median 12-month price target for Porch Group Inc is $18.00, about 143.6% above its February 10 closing price of $7.39

The stock recently traded at 68 times the next 12-month earnings vs. a P/E of 98 three months ago

Press Release: ID:nBw5szp7Wa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)