Brief: QCR Holdings Q2 Adjusted EPS USD 1.73 Vs. IBES Estimate USD 1.59

QCR Holdings

23/07/2025 21:05

Overview

QCR Holdings fiscal Q2 adjusted EPS beats analyst expectations, per LSEG data

The commercial and consumer banking services provider's adjusted net income for fiscal Q2 beats consensus

Nonperforming assets declined 11%, reflecting improved asset quality

Outlook

Company expects Q3 NIM TEY to rise in a range from static to an increase of four basis points

QCR Holdings reaffirms $50 mln to $60 mln capital markets revenue guidance for next four quarters

Company projects 8% to 10% gross loan growth in H2 2025

QCR Holdings expects Q3 noninterest expense between $52 mln and $55 mln

Result Drivers

NET INTEREST INCOME - Increased by $2.1 mln due to strong earning asset growth, expanded yield on loans and investments, and lower cost of funds

CAPITAL MARKETS REVENUE - Grew 51% linked-qtr, driven by improved low-income housing tax credit lending activity

LOAN GROWTH - Total loans and leases grew by $102.6 mln, driven by LIHTC and traditional lending businesses

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Adjusted EPS
Beat
$1.73
$1.59 (5 Analysts)
Q2 EPS
$1.71
Q2 Adjusted Net Income
Beat
$29.40 mln
$27.20 mln (5 Analysts)
Q2 Net Income
$29 mln
Q2 Net Interest Income
$62.10 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for QCR Holdings Inc is $88.00, about 14.4% above its July 22 closing price of $75.35

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX6bWMl2

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)