Midwest bank QCR Q3 adjusted EPS smashes past estimates, driven by capital market revenue

QCR Holdings

22/10/2025 21:36

Overview

QCR Holdings Q3 adjusted EPS of $2.17 beats analyst expectations

Company reports record Q3 net income of $36.7 mln, driven by capital markets revenue

QCR Holdings authorizes new share repurchase program for up to 1.7 mln shares

Outlook

Company anticipates fourth-quarter NIM TEY increase of 3 to 7 basis points

Company increases capital markets revenue guidance to $55-$65 mln over next four quarters

Company expects 10%-15% gross loan growth in final quarter of the year

Result Drivers

CAPITAL MARKETS REVENUE - Co reports 141% increase in capital markets revenue on a linked-quarter basis

LOAN GROWTH - Co reports 15% annualized loan growth, driven by LIHTC and traditional lending

NET INTEREST INCOME - Co attributes 18% annualized growth in net interest income to strong earning asset growth and stable cost of funds

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Adjusted EPS
Beat
$2.17
$1.74 (5 Analysts)
Q3 EPS
$2.16
Q3 Adjusted Net Income
Beat
$36.90 mln
$29.60 mln (4 Analysts)
Q3 Net Income
$36.70 mln
Q3 Net Interest Income
$64.80 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for QCR Holdings Inc is $90.00, about 20.9% above its October 21 closing price of $71.20

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX6PHdxp

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)