QCR Holdings beats Q4 adjusted EPS estimates

QCR Holdings

27/01/2026 21:14

Overview

Multi-bank holding company's Q4 adjusted EPS beat analyst expectations

Adjusted net income for Q4 beat analyst expectations

Company completed $285.3 mln LIHTC construction loan sale

Outlook

Company expects first-quarter loan growth of 8% to 10%

QCR Holdings guides first-quarter NIM TEY increase of 3 to 7 basis points

Company raises capital markets revenue guidance to $55 to $70 mln over next four qtrs

Result Drivers

NET INTEREST INCOME - QCR Holdings reported net interest income of $68.4 mln, driven by NIM expansion and strong loan growth

LIHTC LOAN SALE - Successful $285.3 mln LIHTC construction loan sale improved funding costs and future NIM

CAPITAL MARKETS REVENUE - Strong capital markets revenue of $24.5 mln in Q4, driven by LIHTC lending

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted EPS
Beat
$2.21
$1.99 (5 Analysts)
Q4 EPS
$2.12
Q4 Adjusted Net Income
Beat
$37.30 mln
$33.42 mln (4 Analysts)
Q4 Net Income
$35.70 mln
Q4 Net Interest Income
$68.40 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for QCR Holdings Inc is $90.00, about 3.3% above its January 26 closing price of $87.17

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release: ID:nGNX79yJXW

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)