** Shares of regional financial services provider QCR Holdings QCRH.O down 1.2% at $74 in early trading
** D.A. Davidson downgrades co to "neutral" from "buy", trims PT to $83 from $90
** New PT at a premium of 10.9% from the QCRH's last close
** Brokerage says co faces growth and profitability challenges, with added risks from high EPS expectations, regulatory thresholds, and competitive pressure in affordable housing loans
** QCRH profits are expected to stay below past levels and in line with peers, as growth slows and future loan sales may not add much, says D.A. Davidson
** Four of 5 brokerages rate the stock "buy" or higher, one "hold" ; their median PT is $90- data compiled by LSEG
** Including session moves, shares down 9.2% YTD
(Reporting by Apratim Sarkar in Bengaluru)
((Apratim.Sarkar@thomsonreuters.com))