QCR Holdings Q3 adjusted EPS beats analyst estimates

QCR Holdings

20/10/2026 21:12

Overview
US multi-bank holding company Q3 adjusted EPS and net income beat analyst expectations
Company attributes record Q3 results to margin expansion and robust loan growth
Company repurchased $9.5 mln in shares during the quarter

Outlook
Company reaffirms Q4 gross loan growth guidance of 10% to 15% annualized
Company expects fourth quarter net interest margin (TEY) to remain relatively static
Company expects Q4 capital markets revenue of $18 mln to $20 mln

Result Drivers
MARGIN EXPANSION - Co said net interest margin increased 3 basis points to 3.58% TEY, supporting net interest income growth
LOAN GROWTH - Co reported 11% annualized loan growth excluding m2 portfolio runoff
CAPITAL MARKETS REVENUE - Capital markets revenue rose 10% on a linked-quarter basis

Company press release: ID:nGNX24fw27

Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Adjusted EPS
Beat
$2.21
$2.09 (6 Analysts)
Q3 EPS
 
$2.21
 
Q3 Adjusted Net Income
Beat
$36.40 mln
$34.41 mln (6 Analysts)
Q3 Net Income
 
$36.40 mln
 
Q3 Net Interest Income
 
$68.70 mln
 

Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "hold."
Wall Street's median 12-month price target for QCR Holdings Inc is $109.00, about 11.8% above its October 19 closing price of $97.48
The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 12 three months ago

Reuters Recommended Reads
Oct 19 - Western Alliance Bancorp Q3 revenue slightly beats estimates, profit rises on wider interest margin
Oct 19 - Zions Bancorp Q3 EPS rises 20% on improved credit quality
Oct 19 - ServisFirst Bancshares Q3 profit jumps on loan growth, wider interest margin 

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)