Overview
RBB Bancorp Q3 net income rises 8.7% to $10.1 mln, beating analyst expectations
EPS for Q3 beats consensus, driven by core earnings growth and lower credit costs
Company repurchased $12.5 mln in common stock during Q3 2025
Outlook
Company estimates annual effective tax rate for fiscal 2025 to be 26% to 27%
Result Drivers
NET INTEREST INCOME - Increase driven by loan growth, per CEO Johnny Lee
CREDIT COSTS - Lower credit costs contributed to net income growth, per CEO Johnny Lee
LOAN GROWTH - Loans held for investment grew by $67.9 mln
Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
Beat
$0.59
$0.41 (5 Analysts)
Q3 Net Income
Beat
$10.1 mln
$7.23 mln (5 Analysts)
Q3 Net Interest Income
$29.30 mln
Q3 Net Interest Margin
2.98%
Analyst Coverage
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for RBB Bancorp is $20.00, about 14.8% above its October 17 closing price of $17.03
The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 11 three months ago
Press Release: ID:nGNX8w9MSn
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)
