Red River Bancshares Q4 net income rises 5.7% sequentially

Red River Bancshares

30/01/2026 13:39

Overview

Louisiana bank's Q4 net income rose 5.7% from Q3, reaching record-high levels

Net interest income for Q4 increased by $1.4 mln, driven by higher loan balances

Company renewed and increased stock repurchase program for 2026 to $10 mln

Outlook

Red River Bancshares expects net interest income to increase slightly in Q1 2026

Company plans to redeploy maturing loans into higher-rate assets in 2026

Red River Bancshares is expanding with new banking centers in Louisiana

Result Drivers

NET INTEREST INCOME - Co reported a $1.4 mln increase in net interest income due to higher loan balances and improved margins

LOAN GROWTH - Loans HFI increased by 3.5% in Q4 2025, driven by robust new loan and commitment activity

DEPOSIT INCREASE - Deposits rose by 4.4% in Q4 2025 due to seasonal inflows from public entity customers and higher balances

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$1.73
Q4 Net Income
$11.42 mln
Q4 Net Interest Income
$28.20 mln
Q4 ROE
12.60%


Analyst Coverage

The current average analyst rating on the shares is "strong buy" and the breakdown of recommendations is 3 "strong buy" or "buy", no "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Red River Bancshares Inc is $83.00, about 6% above its January 29 closing price of $78.31

The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX4YJ0bG

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)